Posts Tagged ‘send’

Protect Your Privacy: How to Protect Your Identity

Wednesday, February 1st, 2012

Protect Your Privacy: How to Protect Your Identity

Description:
Everything you need to know about how to protect your computer security, financial privacy, telephone privacy, identification, freedom of movement, and more!

  • Author: Duncan Long
  • Binding: Paperback
  • Edition: 1
  • Format: Bargain Price
  • Label: The Lyons Press
  • Languages:
  • ListPrice:
  • Manufacturer: The Lyons Press
  • NumberOfItems: 1
  • NumberOfPages: 304
  • PackageDimensions:
  • ProductGroup: Book
  • ProductTypeName: ABIS_BOOK
  • PublicationDate: 2007-01-01
  • Publisher: The Lyons Press
  • SKU: ZB-EB-1599210207
  • Studio: The Lyons Press
  • Title: Protect Your Privacy: How to Protect Your Identity as well as Your Financial, Personal, and Computer Records in an Age of Constant Surveillance (Outwitting)

Price: 4.66

Online Security and Identity Theft 101

Friday, January 27th, 2012

Basics of security and protecting yourself online

Internet security, identity theft and fraud have become major issues recently as more people globally obtain access to the Internet. With the decrease in barriers to entry, i.e. lower webhosting costs, widespread highspeed and wireless Internet access, and website contruction software that truly enables anyone to create a website, the online players and number of new websites are increasing exponentially. With this increase comes a flood of new websites from countries around the world with various languages and business and regulatory environments. The question for the Internet user becomes, which of these websites can be trusted when making online purchases and revealing personal information to an unknown party?

Online fraud in auctions, advance fee fraud and romance scams, lottery and phishing emails, credit card and identity theft totalled well over $2B USD in 2006. The number is expected to increase in 2007 despite efforts to curb the trend. Criminals carry out the operations from countries all over the world, but many work from Internet cafes in corrupt countries like Nigeria, South Africa and Ghana. The truth is, however, nearly all countries in the world have criminals involved in this new crime. It is estimated that over 60% of all Internet users express privacy and trust concerns when shopping or providing personal information over the web, or over 1 billion people worldwide. How can you protect yourself from this growing crime? We provide some safety tips.

Search the Web for reviews, posts and information.

By searching Google and Yahoo for the company or website name, chances are excellent you can find reviews or at least comments from other users and customers. If not, try searching the Rip Off Report to see if the company has had a history of complaints. Sill no information? Try using Yahoo Answers to ask if anyone has any information on the site. If after these attempts little or no information is known about the site, chances are the website is new or a very small operation. In other words, the risk is higher as the company or website has yet to establish its brand and online reputation. Next, a look at the actual site.

Look for privacy policies and privacy associations.

The first step when judging an unknown website should be viewing its privacy policy. If the site has no privacy policy, consider it a questionable operation and move on. Reading the entire privacy policy and legal verbage isn’t necessay, but do scan the document to see if the site or company appears to take privacy matters seriously. Truste is a non-profit group which offers its website seal to those sites which comply with their strict standards. If the website in question has this seal, chances are the website and or company takes the matter seriously with adequate steps to inform site visitors and protect your private information.

Check for security seals on the site like Hacker Safe.

If a website has a major security seal such as ScanAlert’s Hacker Safe seal, visitors to that site know that the company or website has taken steps to protect users and customers from credit card fraud and identity theft. Although there are no guarantees, there is no comparison between a site with such a security seal and one without this safeguard. The Hacker Safe seal indicates the site is scanned daily to ensure the site meets strict security standards of secure website design and server applications.

Demand site encryption for personal information.

To protect personal information trasmission, such as credit card payments or home telephone and address data, a well designed and safe Internet website should have SSL (Secure Socket Layer) encryption of at least 128 bit. What does this mean? This indicates the website uses technology which ecrypts your personal data when being trasmitted from the website to its servers, and is therefore extremely difficult to intercept or steal. A major company offering this service is VeriSign and having the seal indicates that the site, or portions of the site are encrypted. There are many competitors, however, and as long as the yellow lock shows on the bottom right hand side of the browser, visitors to a website know that such a site page is being encrypted.

A website example of how it all looks and works.

Wymoo International makes a good case presentation of how all these elements come together to protect website visitors and customers. These same principles that a website is properly designed and maintained, however, can and should be applied to other websites when the choice is being made to do business via a website, or even to supply basic personal information. From viewing Wymoo’s home page, we see on the bottom left hand corner the Hacker Safe and Truste seals. By clicking on either seal, visitors and potential customers can verify that the site is in current compliance with each online security group. On Wymoo’s Free Quote page, visitors again see the Hacker Safe and Truste seals, but on the bottom right of the browser, there is the yellow lock indicating the page is encrypted. Also on the page are links to the privacy and data security policy. This is a good example of what to look for in quality e-commerce websites.

Lastly, there is no way to ensure 100% safety while shopping or providing personal information on the Internet. There are many steps you can take to judge whether or not the website is legitimate and offers protection from identity theft and credit card fraud. Research the company or website reputation on Yahoo and Google. Look for security and privacy seals such as HackerSafe and Truste. Check for website encryption (the yellow lock) on pages where you submit your private information. Lastly, make payments with a major credit card. In the event of fraud, your credit card company may reverse the charge.

Play it safe,

A. Hathaway

Copyright © 2005-2007 A. Hathaway

Online Privacy – Your Life Is Online and Giving You Away

Saturday, January 21st, 2012

If you’re trying to disappear, protect yourself against identity theft, or just get a job, your information is all over the internet. And it gives you away at the click of a mouse.

One of the best gifts you can give yourself – regardless of your situation – is to clean up and clear out the information on you that’s available to anyone.

After all, do you really want that burglar in the next state over knowing where you live, what you bought recently, or that you’re going to be out of town this weekend?

Do you really want to help an identity thief get enough information on you so they can live the lifestyle to which they’d like to become accustomed – on your credit and salary?

Do you really want a stalker, collection agency, or skip tracer to track you down and make your life hell even if you don’t have any money?

And do you really want a prospective employer to discover certain information about you – including hobbies – that might make them decide to give that job to someone else because they don’t like what they found online?

I didn’t think so.

And don’t even think these are crazy scenarios

If you think any of the questions I asked above are far-fetched, think again. It happens all the time. And thieves, employers, lawyers, skip tracers, stalkers, and anyone else you can think of, are getting very good at checking online for anything they can find on you. And they’re using it for their advantage. Not yours.

Many companies now do background checks on prospective employees – sometimes even before they offer them a job. Maybe you know you’d pass a background check because you’ve never been in trouble.

But what about the information and pictures you’ve posted on Facebook, Twitter, MySpace, YouTube, Flickr, and all the other social media and whatever sites that proliferate the internet? Have you considered what’s out there that might not make you look like the kind of employee they want?

An identity thief can take that same information and use it to put together a pretty good profile of you that will help them get their hands on enough of your information to help them live a great life at your expense.

Your online information is not private

The FTC (Federal Trade Commission) has said that research into what you do on your personal time does not violate your privacy – especially if it’s online. Meaning, what you put out there is fair game to anyone who comes along. Whether you want them to have it or know about it – or not.

This is just like the trash you put out on trash day. Once it’s on the curb, it belongs to anyone who wants to get into it. Or the phone calls you make in public. There’s no expectation of privacy. So think twice before you start talking about personal information that someone else can (and probably will) overhear.

I was in a hotel lobby not too long ago and could hear a man 20 feet away giving his credit card information to whoever was on the other end of the line (and whoever else was in the lobby). It was identity thief heaven.

Once you put it out there, it’s no longer yours. It’s theirs. It belongs to anyone who wants it.

What you can do

Name Search

Do a search for your name on all the search engines – Google, Bing, Yahoo, and Dogpile – and see what shows up. (Dogpile is a search engine that checks ALL the search engines and gives you a lot more results.)

Social Media

Then check all the social media sites for your information.

Think about what you find. You may not consider it all that bad. But what about an employer? How would they interpret that picture or information? (And don’t think searches are things only prospective employers do. Your current employer might check you out from time to time to make sure they know everything about you, too.)

Is any of it inappropriate? Immature? Does it match the image you’re trying to project?

Does any of it give away where you live? Your birthdate? Where you went to school?

If it gives away too much information – remove it. You don’t want any accurate personal information about you out there. It’s just too easy to use against you.

Also, if there’s anything out there that you don’t like – get it removed.

Sometimes it’s easy. Sometimes it’s not. And sometimes it takes time.

Blogs

Do you have a blog? Do you appear in a blog? If so, take a close look at everything on there and remove all the personal information that could be used by someone else. Remove anything that might make you look to an employer.

Picture and Video Sites

Do the same for these sites. It’s amazing how videos can make their way across the planet in no time at all and ruin your life.

You’ve probably heard about the video of the woman on an Asian train. Her dog had an accident on the train and she refused to clean it up. Someone on the train videotaped her (of course) and the story (and her picture) went all over YouTube and everywhere else and ruined her life.

It doesn’t take much.

Privacy Settings

The problem with privacy settings is that the rules are always changing. So something that was private, isn’t the next time you think to check.

Check your privacy settings and make sure none of this information is available. I also recommend putting bogus information on the site – especially birth date information, phone, address, or anything else personal – even though no one else is going to see it.

Use a different month, day and year. So if you were born on August 3, 1983, put down that you were born on February 18, 1985. Pick a date you can remember – maybe a cousin’s birthday. Or someone famous who you admire.

You might not think it’s such a big deal. But should a hacker get into my information on Facebook, they won’t get anything that they can do anything with. None of the information is real. For example, the little I have on Facebook is all all private, so it’s not as if I’m deceiving anyone. Except a thief or someone else with evil intentions. So even a skilled identity thief won’t get very far with what’s there.

Could you say that about your information? Could a hacker get anything that they could then sell to an identity thief? And actually ruin your reputation, credit, and life by pretending to be you?

And before you pooh-pooh it – it happens all the time. And there’s no reason it can’t happen to you.

For example, should a hacker get into my information on Facebook, they won’t get anything that they can do anything with. None of the information is real. So even a skilled identity thief won’t get very far with what’s there.

If you put bogus info there you won’t have to constantly monitor your privacy settings, nor will you have to worry about someone getting that information.

Put up positive information

Don’t just remove the negative or misleading things. If you have a blog, put information there that talks about the good things you’re doing. Things you would want your friends or prospective employer to know about you.

If you talk about an event, post about it afterwards – not before. A burglar can’t break in if they don’t know you’re going to be gone. And a stalker can’t show up if they don’t know where you’re going to be.

Always be thinking

Finally, always be thinking about what you’re putting out there. Always consider what someone else might be able to do with that information.

There are a lot of people out there who will take advantage of the information you put out there.

You have to be very clear about the fact that they do not care about you. They do not care about the people they hurt. The idea that you might be hurt doesn’t even cross their mind. You have what they want and that’s all it’s about.